Sound Familiar?

The money problems nobody talks about

😰

Where did my salary go?

It’s the 15th and you’re already broke. You earned well, but the money just... vanished.

💸

What am I even paying for?

Subscriptions, auto-debits, random charges. You’re bleeding money and don’t even know it.

🤯

Is this mine or the business?

Your personal money and business money are mixed together. You have no idea what’s profit.

📋

How much tax do I owe?

Tax season arrives and you’re scrambling. No records, no estimates, just panic.

You're not bad with money.
You just don't have the right tools.

The Answer

One number changes everything

Erin calculates your Safe to Spend — the money left after every bill, subscription, savings goal, and tax obligation is accounted for. No more guessing, no more overdrafts.

🌱

Spend with confidence

When you know what's truly safe to spend, every purchase feels guilt-free.

Safe to Spend
147,500
after all obligations
Available Balance₦450,000
Upcoming Bills− ₦180,000
Subscriptions− ₦27,800
Savings Goals− ₦50,000
Tax Reserve− ₦44,700
= Safe to Spend147,500
Simple as 1-2-3

How Erin works

1

Upload or Enter

Import your bank statement or enter transactions manually. Erin handles the rest.

2

See Your Truth

Erin categorises your spending, tracks subscriptions, and calculates what’s safe to spend.

3

Spend Confidently

Make purchases knowing every bill, goal, and tax is already covered. No more guessing.

Features That Matter

Everything you need to know your money

Subscription Tracker

Never miss a charge

Safe to Spend

Know what’s really yours

Bank Import

Connect in 2 minutes

Bill Reminders

Never pay late again

Subscription Tracker

See every recurring charge in one place. Erin detects subscriptions automatically and alerts you before they renew.

  • Auto-detect recurring charges
  • Renewal reminders before you’re charged
  • See total monthly subscription cost
  • Flag unused subscriptions

Spending Insights

Understand where your money actually goes with clear, visual breakdowns. No accounting degree required.

  • Category-by-category breakdown
  • Weekly and monthly trends
  • Compare spending across periods
  • Spot unusual transactions instantly

Spending Insights

Know your patterns

Tax Calculator

Stay ahead of FIRS

Business Reports

P&L & Cash Flow

Savings Goals

Build wealth automatically

For Business & Side Hustles

Your business finances, sorted

Whether you run a full business or a side hustle, Erin keeps your money organised and your reports ready.

💰

Separate Personal & Business

Tag transactions as personal or business with one tap. Finally know what’s profit and what’s yours.

📈

Revenue & Expense Tracking

See your business income and expenses in real-time. No spreadsheets, no guesswork.

🧾

Invoice & Receipt Log

Keep all your invoices and receipts in one place. Snap a photo and Erin files it for you.

📄

Client Payment Tracking

Track who owes you, who’s paid, and when. Never chase a payment blindly again.

📊

P&L Statement

💹

Cash Flow

📑

Balance Sheet

📄

Lender-Ready PDF

Even Your Tax Made Simple

Stop dreading tax season

Erin tracks your income, calculates your taxes, and generates FIRS-ready documents. Just download, review, and submit.

📊 Track & Calculate

Automatic tax bracket calculation
Monthly tax reserve suggestions
Track deductible expenses
Real-time tax liability view
Quarterly tax reminders

📄 Generate & File

VAT Returns (Form 002)
PAYE Schedules
WHT Schedules
CIT Pre-filled Forms
PIT Self-Assessment (Form A)
Export tax-ready summaries

Nigeria PIT Rates 2026

Personal Income Tax

First ₦800,0000%
Next ₦2,200,00015%
Next ₦9,000,00018%
Next ₦13,000,00021%
Next ₦25,000,00023%
Above ₦50,000,00025%

* First ₦800,000 completely tax-free

← swipe for more →

Our Commitment

What we promise to build for you

🎯

Built for your reality

We understand Nigerian banks, Nigerian tax laws, and Nigerian spending habits. This isn't another American app with a Naira sign slapped on.

🔒

Your data stays yours

Bank-level encryption. We never store your bank credentials. We never sell your data. Ever. Your financial life is your business alone.

💬

You shape the product

Early access members get direct input. Tell us what's broken, what's missing, what you need. We're building this with you, not just for you.

We're not launching until it's ready. Your trust matters more than our timeline.

But wait...

“I can just use a spreadsheet”

You could. But will you update it every day, categorise every transaction, calculate tax, and build financial reports? Erin does all of that automatically.

“Is my data safe?”

Your data is encrypted end-to-end and stored securely. We never sell your data, and you can delete your account and all data at any time.

“I’ll start tracking when I earn more”

That’s exactly the problem. The best time to understand your money is now — before bad habits get worse. Start small, start now.

“What if it doesn’t work for me?”

Erin is built specifically for how people in West Africa earn and spend. If it doesn’t fit, you get a full refund — no questions asked.

Why Join Now?

Early access comes with perks

🚀

First Access

Be among the first to use Erin when we launch. Skip the public waitlist entirely.

💰

Founder Pricing

Lock in our lowest-ever price. Early supporters get lifetime deals that won’t be available later.

🎨

Shape the Product

Your feedback directly influences what we build. Join our inner circle of beta testers.

🎁

Referral Rewards

Invite friends, earn credits. Unlock free months, priority support, and exclusive features.