Erin vs PiggyVest
PiggyVest locks away your savings. But what if you're saving the wrong amount? Here's how Erin helps you save smarter.
THE BOTTOM LINE
PiggyVest is a savings and investment app — one of the best in Nigeria. But it assumes you already know how much to save.
Erin shows you what you made, what you spent, and what's left. Then you'll know exactly how much to send to PiggyVest.
| Feature | PiggyVest | Erin |
|---|---|---|
| Primary purpose | Savings & investing | Financial clarity |
| SafeLock (locked savings) | ✓ | ✗ |
| Target savings | ✓ | ✓ |
| Expense tracking | ✗ | ✓ |
| Income tracking | ✗ | ✓ |
| Safe to Spend | ✗ | ✓ |
| Investment (Investify) | ✓ | ✗ |
| Tax awareness | ✗ | ✓ |
| Business finance | ✗ | ✓ |
| Interest on savings | ✓ (Up to 13%) | ✗ |
| Price | Free | From ₦49,000/year |
Where PiggyVest Wins
Let's be fair:
Multiple savings products
SafeLock, Flex, Target, Piggybank — different tools for different goals.
Locked savings
Can't touch it until maturity. Great for discipline.
Investment marketplace
Investify gives access to agriculture, real estate, and other investments.
Interest earnings
Up to 13% on locked savings. Your money works while you wait.
Where Erin Wins
Know what you can lock away
Locking ₦100K sounds great. But what if you need ₦80K for bills next week? Erin prevents that mistake.
Track every naira
PiggyVest doesn't know what you spent on fuel last month. Erin does.
Safe to Spend
See what's actually yours after all commitments. Then save the rest.
Complete picture
PiggyVest is a destination for money. Erin is the map that shows you how much to send there.
Which is Right for You?
Choose PiggyVest if:
- • Your main goal is disciplined saving
- • You want locked savings you can't touch
- • You want investment options
Choose Erin if:
- You want to know how much you can safely save
- You want to track all your spending
- You have business or freelance income